Our expertise

COTUNACE covers, since 1985, companies (onshore or offshore) against the risks of non-payment of their buyers.

With more than 40 years of experience and a high knowledge of credit risk valuation and control of the legal environment either in the local and export markets, COTUNACE offers credit insurance products to protect your business against the commercial and non-commercial (political) non-payment risks.

COTUNACE, the Tunisian Export credit insurance leader, is the first tunisian insurance company certified ISO 9001: 2000 since 2005; then ISO 9001:2008 since 2009. COTUNACE is the specialist for tunisian companies that continuously ensures, appreciates and monitors the evolution of their client risk, so that they can devote themselves entirely to their development.

COTUNACE’s role is to cover Tunisian companies against the default risks of their clients inherent to their financial situation or to their countries. This is thanks to techniques both in the field of financial analysis, data management and expertise in the collection and processing of outstanding payments.

Since 2000, COTUNACE has been managing, on behalf of the State, the Pre-shipment Export Financing Guarantee Fund "Dhamen Finance", which guarantees the bank having prefinanced an export in case of non-repayment of its credit by the exporting company.