The + of COTUNACE

COTUNACE, Credit Insurance Leader

Over 40 years expertise

Based on more than 40 years of experience in credit insurance and management of client credit risk and a well knowledge in the valuation of export credit risks and the local market, COTUNACE offers you a complete insurance guarantee to protect you against the risk of non-payment.

COTUNACE your Credit Insurance Specialist protects you against the risk of unpaid bills, reduces your balance sheet receivables, preserves the solvency and profitability of your business and allows you to focus your efforts on your core business.

In result COTUNACE brings you:

Its expertise in the management of commercial and non-commercial non-payment risks
Its protection against unpaid bills (domestic and Export)
Securing your sales in Tunisia and around the world.

COTUNACE, National Credit Insurer:

Support of the Tunisian State

The continued support of the State is a major advantage for COTUNACE to support tunisian exporters in both their traditional and newly prospected markets.

In this context, COTUNACE manages on the behalf of the Tunisian State, two Guarantee Funds:

1/ The Export Risk Guarantee Fund "FGRE", created since 1985, covers Tunisian exporting companies against the risks of arrears of non-commercial origin (wars, riots, disasters, ...) as well as certain commercial risks extraordinary measures relating to export transactions of essential interest to the national economy.
2/ The Preshipment Export Financing Guarantee Fund "Dhamen Finance", created since 2000, facilitating for exporting companies the access to pre-shipment financing for their export operations through a guarantee issued by COTUNACE for the financial institutions (banks,…)

COTUNACE, a full Credit Insurance Offer

COTUNACE offers you a complete credit insurance offer tailor –maded to protect you against both the financial non-payment risks of your customers (Export and Local Market) and against the political risks .

Thus, COTUNACE offers its expertise and know-how to guarantee, and continuously monitor the evolution of your client risks either in international and domestic trade that you can entirely develop your business and avoid the irreversible consequences non-payments on the performances of your company.

COTUNACE, Your partner To success your Development

COTUNACE has always developed a strong relationship based on a real partnership with its policyholders, focused on mutual trust and loyalty.

Our approach to protect you against non-payment risks is based on the exchange of information to adapt our guarantee offer to your real needs. Our teams are mobilized to succeed in this win-win approach.