Our guarantee for your development
WHO ARE THE BENEFICIARIES?
If you are a Tunisian resident company saling goods or services on Tunisian market, and you want to protect your customers portfolio against the non-payment risk, ESSALAMA is our solution tailored to assure your cashflow.
COVERED RISKS
ESSALAMA covers you against the commercial credit risk resulting from:
- Insolvency of your customers: bankruptcy or late payment.
- Presumed insolvency : failure or refusal of your customer to pay an invoice under your commercial terms.
THE + OF ESSALAMA
Coverage of all your sales in the domestic market to develop serenely your turnover and adopt a secure management of your customers credits.
- Permanent prevention and monitoring of your customers on the domestic market to avoid non-payment risks.
- Debt Collections is part of your policy to maintain the financial balance of your company thanks to our expertise in debt Collections on the domestic market,
- Substantial indemnity up to 80% of losses that may be caused after non-payment in order to preserve your profitability and focus on the development of your company,
- Easy access to bank financing: thanks to the COTUNACE guarantee, your bank discounts your invoices more easily.
